Terms of Service

1. Agreement to Terms

By accessing or using cardinal's website and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

2. Description of Services

cardinal provides an online platform for comparing and purchasing insurance products. Our services include:

• Insurance quote comparison
• Insurance product information
• Online insurance application processing
• Customer support services
• Account management

3. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

4. Intellectual Property

The Service and its original content, features, and functionality are owned by cardinal and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

5. User Content

Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, or other material. You are responsible for the content that you post to the Service, including its legality, reliability, and appropriateness.

By posting content to the Service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Service.

6. Payment Terms

When purchasing insurance through our platform:

• All payments are processed securely through our payment partners
• Prices are subject to change without notice
• We reserve the right to refuse service to anyone
• You agree to provide current, complete, and accurate purchase and account information

7. Limitation of Liability

In no event shall cardinal, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

8. Disclaimer

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

10. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@cardinal.com
Phone: (555) 123-4567
Address: 123 Insurance Street, Suite 100, New York, NY 10001