TERMS OF SERVICE

This Website provides educational content, tools, and information to help users understand credit, personal finance, and related topics. The content is for informational purposes only and does not constitute financial, legal, or professional advice.

By using this Website, you confirm that you are at least 18 years old or have the consent of a legal guardian, and you agree to comply with all applicable laws.

Cardinal Advisory does not offer financial, tax, or legal advice. All content is for general informational purposes only. Always consult with a qualified professional before making financial decisions.

All content on the Website, including text, graphics, logos, and tools, is the property of Cardinal Advisory or its licensors. You may not copy, reproduce, or distribute content without written permission.

You agree not to:

Use the Website for any unlawful purpose

Attempt to gain unauthorized access to our systems

Use automated systems (bots, scrapers) without permission

Post or transmit malicious content or spam

Our Website may contain links to third-party websites. We are not responsible for their content, policies, or practices. Clicking these links is at your own risk.

We make no warranties regarding the accuracy, completeness, or reliability of any content. The Website is provided "as is" and "as available" without warranties of any kind.

To the maximum extent permitted by law, we are not liable for any damages arising out of your use of the Website, including indirect or consequential damages.

We may update these Terms from time to time. Changes will be posted on this page with a revised effective date. Continued use of the Website constitutes acceptance of the updated Terms.